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The Invisible Engine: Powering the Future of Embedded Payments

In the world of e-commerce, a transaction is more than just moving money - it is the final step of a customer’s journey and the foundation of a partner’s trust.

2 min
23 March 2026

At Zalando Payments GmbH, we don’t just process payments; we provide a sophisticated European infrastructure that aligns the interests of our partners with the needs of their customers. Backed by a team dedicated to building the future of embedded payments, we are the engine powering millions of checkouts across the entire Zalando ecosystem.

Why Our Infrastructure Matters

We operate as a credible, regulated payment institute that ensures a frictionless experience for more than 60 million active customers and thousands of partners.

  • Impact at Scale: Our systems must maintain 99.9% reliability. As we say internally: "If we blink, Europe stops shopping".
  • BNPL in our DNA: "Try Now, Pay Later" (Invoice & Credit) is deeply embedded in our identity. We provide maximum flexibility, offering "local hero" payment methods in 25 markets alongside global giants.
  • AI-Driven Security: We treat our fraud and risk management systems as "digital bodyguards," using real-time smart algorithms to protect every transaction.

Engineering Excellence: Our Tech Stack

To scale one of Europe’s largest embedded payment platforms, our engineering teams own their solutions end-to-end. We rely on a modern, cloud-native stack built for high performance and strict compliance.

Languages: Java, Kotlin, Python

Infrastructure: AWS, Docker, Kubernetes, Databricks

Architecture: Microservices, Event-Driven (Kafka), Distributed Systems

Data & Storage: PostgreSQL, DynamoDB

Why Join Us?

As a Software Engineer here, you don't just write code; you pioneer financial technology that works in the real world. We foster an Ownership Mindset, giving you autonomy from the initial design to operational excellence.

  • Growth: Benefit from dedicated learning budgets and mentorship programs.
  • Collaboration: Work daily in cross-functional teams alongside Applied Scientists, Product Managers, and Compliance experts.
  • Focus: We invest in AI to boost efficiency, allowing our talents to focus where they truly make a difference.

Shape the Future of Tech

Ready to redefine how Europe shops? Your work here will directly shape one of the world's most vibrant e-commerce ecosystems. Find out more about our open positions and apply today.